What a real minimum wage budget looks like

Poverty entails fear and stress and sometimes depression. It meets a thousand petty humiliations and hardships. Climbing out of poverty by your own efforts, that is something on which to pride yourself but poverty itself is romanticized by fools.
~J. K. Rowling

I’m far too late to discuss McDonald’s idiocy regarding what it’s like to make minimum wage. But I want to touch on it a little, anyway.

I should start off by saying that I don’t believe raising the minimum wage is going to do shit. The issue is systemic and requires a top-down solution that would go against American cultural and political ideals.

The budget I’m about to set down is an approximation of the budget I used for several years while hauling my ass out of debt. I’ve no doubt forgotten some of the exact details, but it should get the idea across to anyone who hasn’t been stuck in a dead-end minimum-wage job for years. Keep in mind, too, that this is a budget set in Texas. In this area, we have very low cost-of-living. I also had a roommate with whom to split rent and utilities. We did not live in a nice apartment, but it wasn’t in the ghetto. I worked two jobs, sometimes as much as fourteen hours a day, and I did not utilize any form of community assistance or welfare programs.

Job 1: $800/mnth
Job 2: $200/mnth

Monthly budget:
Rent: $250
Utilities: $50
Car note: $300
Car insurance: $50
Food, clothing, cat supplies, gas, toiletries, fun money, etc: $200
Emergency fund/Debt reduction: $150

I did not have health insurance. Buying clothing, going to the movies, or taking the cats to the vet removed money straight out of my food budget.

This is not fucking sustainable. Even with my emergency fund, a sudden serious issue could have ruined me. As you can imagine, selling possessions or Christmas gifts isn’t a solution. I was already eating less.

I got lucky in that my second job was willing to take me on full-time and, in time, pay me a living wage (or what is a living wage when you’ve become as frugal as I). The worst part of living on a minimum wage budget is the feelings of hopelessness and worthlessness that come with that sort of life. There’s no light at the end of the tunnel. The light at the beginning fades, and eventually it’s dark all around and you don’t feel you’re making progress. You could be going backward for all you can tell.

And as long as the people at the top are willing to alienate and exploit those at the bottom, raising the minimum wage will do nothing. Prices will rise to match, and a living minimum wage will never be achieved.

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s